Under the QFRM programme, I had the opportunity to take part in two exchange studies, one in the US and one in China. In Beijing, I studied finance and mathematics courses at Tsinghua University for one semester. My classmates, who were the top scholars (“狀元”) of their provinces, were extremely intelligent and hard working. They always analysed business issues critically. I was always motivated to study with them and I enjoyed our discussions very much. In addition to studying, I travelled around China and did voluntary work in rural areas to broaden my horizons. It was a great exchange experience and I wish I could have stayed longer!